" " Get Money Back" " If You Had Mortgages From 1990 To April 2005 (You Must Read O
Description
Claiming against Mortgage Lenders Credit Card Provider s Car Finance Provider and Secured Loan Provider (Product Providers Claims against Mortgage Lenders can only be made against them on contracts (mortgage agreements by a mortgage lender with a borrower) between 1990 and April 2005. Claims against Credit Card Provider s Car Finance Provider and Secured Loan Provider s can only be made against them on contracts (credit loan and finance agreements by the provider with a debtor borrower) between 1990 and April 2007. Unfair terms The basis of any claims made surround the terms of the contracts as being un-fair or extortionate credit bargains. 97 of mortgage contracts during the period of 1990 and April 2005 have been identified by the claims Company s Barristers and solicitors as containing a number of un-fair contract terms thus invalidating its enforceability as a contract. Therefore the success rate of a claim is extremely high Regulatory Service The Company that processes the claims is regulated by the Ministry of Justice in respect only of claims management activities and not financial or legal advice. As this is not a recognised regulatory body as found in the legal or financial service industry e.g. the Law Society or Financial Services Authority (Fsa) where strict rules of conduct and professional indemnity insurance are required this is why the claims Company prefers to use solicitors Independent Financial Advisers Accountants or any one from the Regulated sector to advise the potential claimants on making a claim as these people are properly regulated and can legitimately offer advice in making a claim 5000.00 minimum financial compensation on a claim as a result of invalid unenforceable or fundamentally flawed consumer credit agreements including mortgages. This is subject to the amount borrowed on a credit card or car finance being a higher amount than this. Otherwise the claim will be for the lesser amount borrowed. Limit on number of Claims There is no limit to the number of potential claims you can instruct to proceed with. How to make a claim For each claim to be pursued the following documents fees and events take place Client Review form complete a Client Review form with some basic information to enable the claims Company to assess whether or not you have a claim. Each product you have submitted for review will be summarized by one of the following three underwriting outcomes- Yes The review has identified a good chance of success for this particular product on the basis that it would potentially result in a claim of £5000 or more (based on the information given No We do not believe that making a claim would result in a claim of £5000 or more. Possible Documents are required from the lender before the case can be reasonably assessed. The chances of success cannot be reasonably assessed without the client documents. No financial commitment is required at this point as it is only a review as to the feasibility of there being a potential claim based upon the information you have provided. Answer you will get an answer usually within 48 hours. If you have been accepted you will the receive a a) Letter of Authority for each Product Provider you are claiming against to release your file to the claims Company together with a £10 cheque payable to each Product Provider for the release of these documents b) Terms and Conditions for you to read understand and agree to the terms and conditions of the claims Company c) Client Agreement with the claims Company to proceed with the claim. At this stage the claims Company charges £495 for the first of any Product Provider you wish to pursue (including credit cards see below) and each and every mortgage lender car finance or secured loan claim. The fee is then £125 for every credit card unless the first claim is made on a credit card where the fee will be £495. Client Fee Agreement Sign our Client Fee Agreement No win no fee Our Promise Subject to Terms and Conditions in the event of a claim being unsuccessful we will refund the £495 fee in full regardless of the work we have completed There is no refund following a successful claim) What happens next A request is then made for the relevant documents and paperwork from the Product Providers under the terms of the Data Protection Act. Once released a full and comprehensive assessment of the Client documentation can be made. At this point the Client documentation will either pass to the nominated panel solicitor and auditors or you will receive a refund of the £495 fee A panel auditor and solicitor will be appointed to act on your behalf and to prepare your case. You will not pay any fees to either solicitors or auditors as the costs incurred by the panel solicitors and auditors are claimed back from the Product Provider on successful conclusion of the claim. In the event of an unsuccessful claim you will have no costs to pay and you will receive a full refund of the £495 fee Panel Solicitor Documentation Pack a pack containing your formal claim against the Product Provider will be sent to you for you to confirm complete and sign in order for the claim to be served upon the Product Provider. An Ifa (Independent Financial Adviser) will be appointed to contact you to discuss the contents of the pack with you and to ensure you are satisfied with the contents of your claim s. Once this is done you claim will be served on the Product Provider. Please Ensure You Are Available To Discuss The Contents Of The Pack With The Appointed Ifa. If You Are Not This Will Delay Your Claim. Subject to the Terms and Conditions E-mail use for further information.
Announcement ID: #135559
Published on 05-22-2008
Contact
- Type of sale:A la Compra
- Estado:Excellent